5K+ Investors on Board

P2P Crypto CrowdLending Platform

Swiss Regulated Direct Business Investments With Up To 19.5% Interest Rate. At 8lends, we believe in making crypto easy and accessible for everyone

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€16M+
TOTAL FUNDED
€947K+
PAID INTEREST
5770
INVESTORS
0/0
DEFAULT / LATE LOANS

About

We’ve Redefined DeFi Lending

Secure, fully collateralized by real-world assets, zero middlemen—just transparent, reliable, and exceptional returns.

A webpage showcasing an eco-mining center using renewable energy, with a building image and investment details like loan period, lending APR, and investment amount
Screenshot of a platform displaying investment opportunities in the primary market
A dashboard titled My investments displays a list of investments with columns for name, investment date, interest rate, loan period, invested amount, and next payments

Invest Early, Earn More—Top Projects, Higher Returns, Exclusive Rewards

Get Started

Robust Investor Protection with Full Insurance

Fully compliant DeFi
lending

Automated Investing, Built for Your Goals

A blue gradient square with white text displays 17,5% APR in the center against a dark background

High Returns

Outperform traditional investments with significantly lower transaction fees.

Icon of a gift box with glowing circles and sparkles, labeled "+10€ add friends" and "+5€ per investment" on a blue background.

Earn Bonuses on Every Deposit

Invest, invite friends, and get the share instantly on your wallet! 10% from every deposit of your friends!

Join first for top projects, high returns, and exclusive rewards

Join now

Safe & Secure

Trust & Security: The Foundation of 8lends

Blue shield
A webpage showcasing an eco-mining center using renewable energy, with a building image and investment details like loan period, lending APR, and investment amount
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Swiss-Grade Compliance

Fully compliant with AML, KYC, and GDPR standards

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Audited Security

Verified and audited by Grant Thornton AG. Audited by Certik and Cyberscope

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Insurance

We establish an insurance fund that compensates your investments in case of problems with the project you invest in

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Transparency

Transparent transaction stages with insurance protocols thanks to full integration with blockchain

Examples of projects

Our projects

Open

Rapid Finance

Consumer Loans
19.50%
Lending APR
90% of 20,000 USDС
6 month
Open

Keen and Tight Caretakers

Coffee Equipment
19.10%
Lending APR
80% of 20,000 USDС
14 month
All projects

Journey to profits

Starting your journey to reliable profits is easy

Sign up on the platform and gain access to exclusive benefits.

Invest in a project you like from a list of verified and profitable businesses.

Receive returns
and earn rewards!

Start Investing now

Do you have any questions?

How does 8lends work?

8lends is connecting investors like you to borrowers, cutting out the middlemen and unnecessary fees. Here’s how it works:
‍
1. Borrowers apply for funding, backed by real-world assets like property or equipment.
2. Our platform evaluates their financial health and collateral using a rigorous 40-point verification process.
3. You choose projects to invest in based on your goals, starting with as little as $100 USDC.

Smart contracts ensure every transaction is secure, transparent, and traceable.

Which wallets does the dapp support?

The dapp supports WalletConnect, Metamask, Coinbase, Rainbow, Trust Wallet, Rabby Wallet, 1inch, Zerion, c98, Safepal

Has the 8lends protocol been audited?

Yes, by Certik and Cyberscope.

How are companies selected for fundraising on the platform?

Companies on 8lends go through a rigorous selection process. We make sure only the best projects are listed for fundraising. Here's how it works:

Financial health check.
We analyze balance sheets, credit history, and financial behavior to ensure stability.

Collateral validation.
Borrowers must back their loans with tangible assets like property, equipment, or inventory, which are carefully verified.

Market viability.
We assess the company’s growth potential, industry competitiveness, and business plans.

Compliance.
All borrowers must meet strict AML, KYC, and GDPR standards.

Business credibility.
Background checks ensure the company and its leadership have a solid track record.

Our 40-point verification process ensures that every project is secure, viable, and aligned with our investors' goals.

What is the currency of the loans?

All loans are in USDC. You can learn more about USDC here.